Combining the strength of an international presence and local knowhow
The BNP Paribas Group ensures that its clients benefit from the advantages presented by a genuinely global structure all by understanding and adapting to the local specificities of every country in which it is established.
Forging a close, strategic, and long-term relationship with clients
In a bid to adapt to a changing environment, the BNP Paribas Group continuously works on redesigning and creating innovative products and services to meet the new requirements of organisations and institutions. It also concentrates on reducing the risks and rationalising its structure. It pursues a strategy that focuses on developing integrated solutions and stimulating productivity gains.
BNP Paribas relies on a customer-focused business model and very strong market positions, particularly in Europe.

BNP Paribas Corporate & Investment Banking (CIB) provides corporates, financial institutions, and institutional investors with a complete range of products and services from daily banking needs to sophisticated investment banking solutions.
With its world-class teams, based in more than 50 countries, BNP Paribas CIB is committed to building long-term relationships with its customers, supportin their business strategies and meeting their investment and financing needs.
By bringing a global perspective and a pioneering spirit to their work, experts at BNP Paribas CIB are there to provide you with the best financing, advisory and risk management services you need in order to help you move forward into the future with confidence.
BNP Paribas CIB has received numerous industry awards and rankings worldwide.
BNP Paribas Asset Management is ‘the sustainable investor for a changing world’. We say this because we believe an exclusive focus on financial data and short-term performance does not produce long-term growth or investment returns. We take a broader approach and rigorously scrutinise the behaviours of companies and governments to deliver what our clients want most: long-term, sustainable investment returns, built on the firm foundation of quality assets.
Our unwavering focus on delivering these investment returns has shaped our company and informs all that we do: our business strategy, our products, our processes, our culture, how we engage with clients, and the companies and markets we invest in.

BNP Paribas Leasing Solutions specialises in leasing and rental solutions for professional equipment, and in real estate assets. It can directly respond to the needs of businesses and professionals by operating through partners — manufacturers, publishers and their distribution channels (dealers and resellers).
A European leader in equipment leasing, it is the only financial institution with such a wide-ranging offer, extending from simple leasing arrangements to long term rental solutions and IT asset management contracts.
Thanks to both, its global and local dimension, BNP Paribas Leasing Solutions is able to offer services and solutions that create value in 23 countries worldwide.

BNP Paribas Cardif specialises in insuring individuals, their families and what is dear to them. It develops savings and protection insurance products and services through a network of partners.
Founded 40 years ago, the insurance subsidiary of BNP Paribas has become a global specialist in personal and property insurance, with a presence in 37 countries across Europe, Asia and Latin America.
It operates through three channels:
- The BNP Paribas retail banking network in France, Italy, Belgium, Luxembourg, Turkey and Ukraine
- Partners: banks, financial institutions and mass-market retailers
- Brokers and digital: networks of independent financial advisors, brokers and the Internet

Arval, a subsidiary of BNP Paribas Group, is a specialist in full service leasing of corporate vehicles.
It finances and manages vehicle fleets for large companies, SMEs, self-employed professionals, offering tailored made solutions aimed at optimising the mobility of their employees while outsourcing the risks associated with fleet management.
Arval provides a full range of vehicle leasing and fleet management products and services to meet your varying needs. Its award winning solutions include contract hire, vehicle maintenance, fuel management, accident management, breakdown recovery, short term hire, full outsourcing and consultancy services.

BNP Paribas Real Estate offers corporates, investors, local authorities, property developers, and individual customers a comprehensive range of services covering the entire life cycle of real estate assets: property development, transaction, consulting, valuation, and property management and investment management.
Through an extensive global network of offices, BNP Paribas Real Estate provides its clients with local real estate market knowledge and expertise.
BNP Paribas Real Estate is able to assist its clients in 30 different countries through 15 fully owned locations and 15 alliances with local partners.

BNP Paribas Personal Finance is the provider of consumer credits of BNP Paribas, and the market leader in Europe. In Austria and Germany, the joint brand name used by the company is Consors Finanz.
Consors Finanz specializes in consumer credit, in particular sales financing in retail and online business.
Consors Finanz is actively shaping the future of digital payment and financing. The company’s goal is to help customers fulfill their wishes with fair and responsible credit offers – easy, anytime, anywhere.
www.consorsfinanz.at